Advice Lifestyle Travel

Q+A: How Can You Save Money for Traveling When You’re Already on a Tight Budget?


It’s Q & A Wednesday!

This question was left in a Facebook comment by a friend and reader with a serious case of wanderlust.

She asked me to share a few tips on how to save money for traveling when you’re already on a tight budget. So today, I’ll be sharing my top 5 tips for making your travel dreams a reality!

If there’s one thing that instagram makes you want to do, it’s travel. But let’s be honest, it’s expensive! Plane tickets, hotels, sightseeing, food… it adds up.

There are a few things you can do to help grow your travel fund, even if you’re on a tight budget.


Having multiple jobs and lots of work may seem like the best way to bring in extra disposable income for travel but make sure you’re working smarter, not harder.

For example, say you babysit, sell jewelry, and bake pies for extra income on the weekends. You may be bringing in extra cash but working on so many things will likely burn you out before reaching your goals.

Instead, consider raising your rates on your most profitable side business. Yes, you could lose customers but you’ll also be making more money with fewer pies and you’ll have more personal time to rest. The goal here is to create something sustainable, not something that leaves you drained and unhappy.

This principle also applies to part-time jobs. If you’re struggling to balance a few different jobs, it could be time to look for a full-time opportunity. You’ll have a less flexible schedule and more responsibility but overall you’ll make more money, in less time.


The whole reason most of us are on a tight budget to begin with is because we have bills, bills, bills!

Th first thing I suggest doing before trying to save for travel, is to pay down a few of your smaller debts. Now, I’m not saying you have to be entirely debt-free before saving but you should try to pay off some of your smaller credit card bills.

If you don’t start dealing with debt now, it will continue to make it difficult for you to afford traveling. Sorry girl, there’s just no getting around this!


When you’re on a tight budget, it can be a little harder to find areas to cut back on but I assure you, everyone can cut back!

Take a look at your monthly expenditures to determine where you can start spending less. Just makes sure you leave yourself a little fun money otherwise you might do the financial equivalent of a post diet glaze donut binge.


How do you spend your free time?

I find that I sometimes spend money just to entertain myself. Nothing on TV? I’ll go walk around a department store, shop online, or buy a movie. Did you notice a trend there? I BUY things when I’m bored. And it’s not uncommon for most of us to do that.

Buying things occasionally is not a problem but you should have a handful of hobbies that you enjoy and don’t hurt your budget.

Some ideas: reading (visit the library or used bookstore), journaling, photography, visiting friends/family, exercising, blogging, volunteering, painting, sketching.


Once your little travel fund starts to grow, it can be tempting to dip into it for something other than travel. Especially when temptation comes in the form of a cute dress.

The best thing to do is to move your extra money into your savings account and pretend it’s not there.

And there you have it, my top 5 pieces of Niki wisdom for making your travel dreams a reality! And in case you’re wondering, Will and I are currently using these tactics to save up for a Europe trip next summer!

I really enjoy doing these Q & A posts because I get to connect with you more. I love hearing about the topics that are on your mind and the questions you’ve been pondering.

If there’s something your would like to ask me, please feel free to leave a comment or send me a message using the contact page!

Talk to you soon!



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